Indian Overseas Bank (IOB)
Quick Summary
Indian Overseas Bank (IOB) has released notification for 291 Generalist and Specialist Officer posts across JMGS Scale I, MMGS Scale II, and MMGS Scale III. Eligible candidates can apply online from 29 August 2026 to 15 September 2026.
Job Location
Anywhere in India (All India)
Salary / Pay Scale
₹48,480 - ₹1,05,280 (JMGS I: ₹48480-85290, MMGS II: ₹64820-93960, MMGS III: ₹85920-105280) + Allowances
Full Information
Indian Overseas Bank (IOB) has officially released the recruitment notification (Advt No: HRDD/RECT/04/2026-27) for 291 Generalist and Specialist Officer posts across JMGS Scale I, MMGS Scale II, and MMGS Scale III. Online registration is active from 29 August 2026 to 15 September 2026. This is an exceptional opportunity for banking, IT, cybersecurity, credit, and risk professionals seeking a stable public-sector career with attractive pay and perks.
IOB Recruitment 2026 — Overview
| Organization | Indian Overseas Bank (IOB) |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Post Names | Generalist & Specialist Officers (Scale I, II & III) |
| Total Vacancies | 291 Posts |
| Application Mode | Online Only |
| Application Dates | 29 August 2026 to 15 September 2026 |
| Selection Process | Online Examination + Personal Interview (80:20 Weightage) |
| Job Location | Anywhere in India (All India) |
| Official Website | www.iob.bank.in |
Important Dates
| Event / Activity | Date |
|---|---|
| Official Notification Release | 28 August 2026 |
| Online Application Start Date | 29 August 2026 |
| Last Date to Apply Online | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
| Online Examination Date | To be notified |
| Interview Date | To be notified |
Application Fee
| Category | Application Fee (incl. GST) |
|---|---|
| General / OBC / EWS & All Others | ₹1,000/- |
| SC / ST / PWBD | ₹175/- |
Payment Mode: Online via Debit Card, Credit Card, Internet Banking, or BHIM / UPI. Application fee is non-refundable.
Vacancy Breakdown & Post Details (291 Posts)
| S.No | Post Name | Scale | Vacancies | Category Breakup (UR/OBC/SC/ST/EWS) |
|---|---|---|---|---|
| 1 | Manager (Branch Management) | MMGS II | 100 | 41 / 27 / 15 / 7 / 10 |
| 2 | Manager (IT) | MMGS II | 65 | 25 / 18 / 10 / 5 / 7 |
| 3 | Manager (Information Security) | MMGS II | 5 | – / 2 / 1 / 1 / 1 |
| 4 | Manager (Information Security Audit) | MMGS II | 5 | – / 2 / 1 / 1 / 1 |
| 5 | Senior Manager (IT) | MMGS III | 10 | 3 / 3 / 2 / 1 / 1 |
| 6 | Senior Manager (Information Security) | MMGS III | 3 | – / 1 / 1 / – / 1 |
| 7 | Senior Manager (Information Security Audit) | MMGS III | 2 | – / – / 1 / 1 / – |
| 8 | Senior Manager (Database Administrator) | MMGS III | 10 | 6 / 2 / 1 / – / 1 |
| 9 | Senior Manager (Network Administrator) | MMGS III | 5 | 4 / 1 / – / – / – |
| 10 | Senior Manager (Cyber Security Administrator) | MMGS III | 5 | 4 / 1 / – / – / – |
| 11 | Manager (Credit) | MMGS II | 35 | 11 / 11 / 8 / 3 / 2 |
| 12 | Senior Manager (Credit) | MMGS III | 15 | 7 / 4 / 2 / 1 / 1 |
| 13 | Senior Manager (Risk) | MMGS III | 6 | 3 / 1 / 1 / – / 1 |
| 14 | Assistant Manager (Security) | JMGS I | 25 | 13 / 6 / 3 / 1 / 2 |
| Total Vacancies | 291 | 117 / 79 / 46 / 21 / 28 | ||
PWBD Horizontal Reservation: 12 vacancies reserved (4 HI, 5 OC, 2 VI, 1 ID).
Age Limit & Relaxation (as on 01.08.2026)
| Post Code / Name | Age Limit (Min - Max) |
|---|---|
| Post Code 01: Manager (Branch Management) | 23 – 33 years |
| Post Code 02: Manager (IT) | 25 – 35 years |
| Post Code 03–04: Manager (Info Security / Info Security Audit) | 22 – 32 years |
| Post Code 05: Senior Manager (IT) | 28 – 38 years |
| Post Code 06–07: Senior Manager (Info Security / Audit) | 25 – 35 years |
| Post Code 08: Senior Manager (DBA) | 28 – 38 years |
| Post Code 09–10: Senior Manager (Network / Cyber Security Admin) | 25 – 35 years |
| Post Code 11: Manager (Credit) | 23 – 33 years |
| Post Code 12: Senior Manager (Credit) | 25 – 35 years |
| Post Code 13: Senior Manager (Risk) | 25 – 35 years |
| Post Code 14: Assistant Manager (Security) | 30 – 45 years |
Age Relaxation
- SC / ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PWBD: 10 years
- Ex-Servicemen: 5 years
- 1984 Riot Affected: 5 years
- Maximum Upper Age Limit: 50 years (cumulative relaxation allowed for SC/ST/OBC).
Educational Qualification & Experience Highlights
- Manager (Branch Management): Graduation in any discipline + 3 years experience as Officer in Bank (with at least 2 years in Branch Banking).
- IT & Security Posts (MMGS II & III): B.E. / B.Tech (CS / IT / Electronics) or MCA / M.Sc (CS / IT) + 2 to 8 years experience in Banking / BFSI with domain certifications (CISA, CISSP, OCP, CCNA, CCNP, etc.).
- Credit & Risk Posts (MMGS II & III): Graduation + Full-time MBA (Finance) / CA / CMA + 3 to 6 years in Credit Appraisal, Corporate Credit, or Risk Management / Treasury.
- Assistant Manager (Security) (JMGS I): Graduation + IT certification + Retired JCO / Police / Paramilitary Officer with minimum 5 years service.
Salary Scale & Allowances
| Scale / Grade | Pay Scale (Basic Pay Range) |
|---|---|
| JMGS I (Junior Management Grade Scale I) | ₹48,480 – ₹85,290 |
| MMGS II (Middle Management Grade Scale II) | ₹64,820 – ₹93,960 |
| MMGS III (Middle Management Grade Scale III) | ₹85,920 – ₹1,05,280 |
Perks & Benefits: Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Conveyance, Medical Aid, Newspaper, Telephone/Mobile reimbursement, Residential furniture allowance, and Leased accommodation as per Bank rules.
Service Bond: ₹2,00,000 for JMGS I and ₹2,50,000 for MMGS II & III for a minimum service period of 3 years.
Selection Process & Exam Pattern
The selection process comprises two stages with a combined weightage of 80% Online Exam + 20% Interview.
1. Online Exam Pattern for Manager (Branch Management - Post Code 01)
| Section | No. of Questions | Duration |
|---|---|---|
| English Language | 25 | 30 minutes |
| Professional Knowledge (Banking Law, Indian Economy, Banking Practices, Accounting & Financial Management) | 75 | 90 minutes |
| Total | 100 Questions | 120 minutes (2 Hours) |
2. Online Exam Pattern for All Other Posts (Post Code 02 to 14)
| Section | No. of Questions | Duration |
|---|---|---|
| English Language | 25 | 30 minutes |
| General Awareness (Banking Industry Focus) | 25 | 30 minutes |
| Professional Knowledge (Post-Specific Domain) | 50 | 60 minutes |
| Total | 100 Questions | 120 minutes (2 Hours) |
- Negative Marking: 1/4th (0.25) mark deducted for each incorrect answer.
- Online Exam Qualifying Marks: 35% for UR, 30% for Reserved categories (in Professional Knowledge).
- Interview Marks: 100 marks (Qualifying: 50% for UR, 45% for Reserved categories).
- Exam Centres: Delhi/NCR, Mumbai/Navi Mumbai, Chennai, Kolkata, Hyderabad, Bengaluru.
Documents Required at the Time of Interview
- Interview Call Letter printout
- System-generated Application Form printout
- Proof of Date of Birth (Birth Certificate or Class 10 Certificate)
- Photo ID Proof (Aadhaar Card, Passport, PAN Card, Driving Licence, or Voter ID)
- Educational Mark Sheets & Degree Certificates (Graduation / Post Graduation)
- Work Experience Certificates (Appointment Letter, Relieving Letters, Salary Slips)
- Professional Certification Certificates (CISA, CISSP, CCNA, OCP, etc. if applicable)
- Caste Certificate (SC/ST/OBC-NCL/EWS in prescribed Govt of India format)
- Disability Certificate (for PWBD candidates)
- No Objection Certificate (NOC) from present employer (if currently working in Govt/PSU/Bank)
How to Apply Online for IOB Recruitment 2026
- Visit the official Indian Overseas Bank website at www.iob.bank.in and click on the Careers tab.
- Select Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27.
- Click on Register Online to go to the IBPS application portal (ibpsreg.ibps.in/iobgoaug26/).
- Complete the one-time registration by entering your Name, Mobile Number, and Email ID.
- Note down your generated Registration Number and Password sent via SMS/Email.
- Upload your photograph, signature, left thumb impression, and handwritten declaration in the prescribed format.
- Fill in educational, professional experience, and category details carefully.
- Review the complete application form in the preview window before final submission.
- Pay the required application fee online through Debit/Credit Card, Net Banking, or UPI.
- Download and print the submitted application form and fee payment receipt for future reference.
Eligibility Criteria
Selection Process
Age Limit (Calculated as on Notification)
| Post Name | Total Posts | Eligibility |
|---|---|---|
| Manager (Branch Management) (MMGS II) | 100 | Graduation in any discipline + 3 years as Officer in Bank (2 years in Branch Banking) |
| Manager (IT) (MMGS II) | 65 | B.E./B.Tech (CS/IT/Electronics) or MCA/M.Sc (CS/IT) + 2 years relevant experience |
| Manager (Information Security) (MMGS II) | 5 | B.E./B.Tech/MCA/M.Sc in CS/IT + 2 years experience with CISA/CISSP |
| Manager (Information Security Audit) (MMGS II) | 5 | B.E./B.Tech/MCA/M.Sc in CS/IT + 2 years experience with CISA/DISA |
| Senior Manager (IT) (MMGS III) | 10 | B.E./B.Tech (CS/IT/Electronics) or MCA/M.Sc (CS/IT) + 5 years relevant experience |
| Senior Manager (Information Security) (MMGS III) | 3 | B.E./B.Tech/MCA/M.Sc + 5 years experience with CISA/CISSP |
| Senior Manager (Information Security Audit) (MMGS III) | 2 | B.E./B.Tech/MCA/M.Sc + 5 years experience with CISA/DISA |
| Senior Manager (Database Administrator) (MMGS III) | 10 | B.E./B.Tech/MCA/M.Sc + 5 years DBA experience (OCP/etc.) |
| Senior Manager (Network Administrator) (MMGS III) | 5 | B.E./B.Tech/MCA/M.Sc + 5 years Network Admin experience (CCNA/CCNP) |
| Senior Manager (Cyber Security Administrator) (MMGS III) | 5 | B.E./B.Tech/MCA/M.Sc + 5 years Cyber Security experience |
| Manager (Credit) (MMGS II) | 35 | Graduation + MBA (Finance)/CA/CMA + 3 years experience in Credit |
| Senior Manager (Credit) (MMGS III) | 15 | Graduation + MBA (Finance)/CA/CMA + 5-6 years experience in Credit |
| Senior Manager (Risk) (MMGS III) | 6 | Graduation + MBA (Finance)/CA/CMA + 5 years experience in Risk/Treasury |
| Assistant Manager (Security) (JMGS I) | 25 | Graduation + IT certification + Retired JCO/Police/Paramilitary (5+ years service) |
Frequently Asked Questions
Q: What is the last date to apply for IOB SO Recruitment 2026?
Ans: The last date to submit online applications and pay fees is 15 September 2026.
Q: Can I apply for more than one post?
Ans: Yes, candidates can apply for multiple posts if they meet the required eligibility criteria for each post.
Q: What is the age limit for Assistant Manager (Security)?
Ans: The age limit is 30 to 45 years as on 01.08.2026.
Q: Is there negative marking in the online exam?
Ans: Yes, 1/4th (0.25) mark will be deducted for each incorrect answer.
Q: What is the application fee for General and OBC candidates?
Ans: The application fee is ₹1,000 for General, OBC, and EWS candidates, and ₹175 for SC/ST/PWBD candidates.
Q: What is the selection process for IOB Recruitment 2026?
Ans: The selection process consists of an Online Examination and Personal Interview with an 80:20 weightage.
How to Fill Indian Overseas Bank (IOB) Online Form 2026
- Candidate can apply between the specified dates in the notification.
- Candidate Read the Notification Before Apply the Recruitment Application Form in Indian Overseas Bank (IOB).
- Kindly Check and Collect the All Document - Eligibility, ID Proof, Address Details, Basic Details.
- Kindly Ready Scan Document Related to Recruitment Form - Photo, Sign, ID Proof, Etc.
- Before Submit the Application Form Must Check the Preview and All Column Carefully.
- Take A Print Out of Final Submitted Form.
Official Document Downloads
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